There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
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We began working with Heather and her team earlier this year.
The process has been seamless.
Not only did she come up with a very favorable mortgage rate, but she guided us as we navigated the various steps along the way.
We would not hesitate recommending Heather to anyone seeking mortgage services.
Thank you. Ray
Heather is wonderful. She is extremely knowledgeable and thorough. She explained everything to me in detail and together we came up with a plan that I am very happy and comfortable with. I absolutely recommend Heather for anyone needing an Mortgage Broker. From Genevieve
As a first time home buyer, I was scared of what might potentially go wrong as I was stepping into a world previously I had no experience with. Heather created a comfort atmosphere and patiently attended all my concerns. She advised what to do and what pitfalls to avoid, before the closing. After finding a low rate that would go with my budget, she proactively went on and found lower mortgage rates and helped me settle on the lowest she could find. Due to my own clumsiness, I ended up changing my down payment amount 3 times, causing her to have to do more work with the lender, and she patiently executed all that without showing any frustration toward me! It was a pleasure working with her and I would love to approach her in the future for any mortgage needs. From Mohammad
As a Realtor, I have occasion to refer mortgage brokers to my clients. I have referred Heather many times and she has never let me down. Heather is personable, yet very professional. She works hard to find the right product for each product to suit their individual needs. I have also used Heather as my own mortgage broker and was impressed with the service she provided.
Pam S.
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